Retirement Age Calculator
Statutory state-pension age in 26 countries — with your exact retirement date and a live countdown. Fully private, all calculated in your browser.
Your Retirement Date
Pick a country and enter your birth date.
United States — statutory age: 67 (early from 62)
Full retirement age 67 for anyone born 1960 or later. Reduced Social Security available from 62.
Enter your date of birth to see your exact retirement date and countdown.
Definition: Full retirement age is the age at which a person qualifies for an unreduced state or social-security pension.
Quick answer: At what age can I retire?
In the United States, full Social Security retirement age is 67 for anyone born in 1960 or later, with reduced benefits available from 62 and increased benefits if claiming is delayed to 70. In the United Kingdom, State Pension age is 66 and rises to 67 between 2026 and 2028.
These are statutory thresholds, not personal advice, and they change with legislation — always confirm against your national scheme before making decisions. The calculator on this page works out the exact date and the time remaining from your date of birth; it does not model savings, tax or private pensions.
Last updated · All figures on this page are produced by the same calculation engine as the calculator above.
Retirement age isn't one number — it's a moving target
Every country reviews its state-pension age. The direction is almost always upward: longer lives, smaller working-age cohorts, and pension systems that were designed when people rarely lived two decades past 65. Denmark tied its retirement age to life expectancy in 2006 and now expects to reach 70 by mid-century. The UK is climbing from 66 to 68. France pushed from 62 to 64 in 2023 and lost a government over it.
This calculator uses the age that applies to someone retiring today. If your country is in the middle of a phased increase, the note under the country selector tells you what's coming, so the date on screen isn't your only reference point.
What the calculator does — and doesn't
- • Does: Compute your exact statutory retirement date and remaining time to the day.
- • Does: Cover 26 countries with the age currently in force.
- • Doesn't: Estimate the size of your pension. That depends on contribution history, credits, and country-specific formulas.
- • Doesn't: Cover occupational or private pensions, which usually unlock earlier.
How retirement ages compare
Across the OECD, the most common statutory age is 65 or 66, transitioning toward 67. India stands out at 60, while Denmark leads the way toward 68 and beyond. France's 64 remains one of the lowest in Western Europe. The US, UK, Germany, Netherlands, Australia, and Italy have all converged on 66 or 67 as their current target.
A handful of countries maintain gender gaps: Poland (65/60), Switzerland during its transition, and Austria until 2033. Progressive alignment is under way almost everywhere.
Early vs. delayed retirement
Most systems let you claim earlier at a reduced rate or later at an increased rate. In the US, claiming Social Security at 62 instead of 67 permanently reduces the monthly benefit by around 30%; delaying to 70 raises it by around 24%. Japan lets you defer to 75 for a substantial increase. Canada, Norway, and Sweden all offer similar flexible windows.
Planning further out? See how old you'll be in 2030, 2040, or 2050 to sanity-check the retirement date above against future life milestones.
Frequently asked questions
Retirement ages are gathered from official government and OECD sources and reflect the statutory state-pension age in force as of 2026. Always confirm with your country's pension authority before making financial decisions — the reforms pipeline moves constantly.